North America Markets Legal is seeking an experienced structured finance and housing finance lawyer to provide legal counsel and support to businesses within Spread Products in the New York office. A primary responsibility of this role will be to provide legal coverage for Citi Community Capital, a business unit at Citi responsible for financing originating and investing in multifamily affordable housing, and community and economic development private equity and tax credit investment transactions, primarily for Community Reinvestment Act credit. Applicants should have experience in structured finance and securitizations, multifamily affordable housing finance, economic development, asset management, bond financing, debt transactions and Community Reinvestment Act.

Responsibilities include:

• Advising the businesses on relevant legal and market developments and Citi policies;
• Partnering with businesses in recommending, developing and executing business plans;
• Leading transactional negotiations; and
• Working closely with control function partners, internal review committees, and industry organizations.

Qualifications:

• 7+ years of relevant industry experience, preferably in financial services
• Banking or financial industry experience, including laws related to banking regulations
• Knowledge of applicable laws, regulations and practices while staying abreast of regulatory and legal environment, internal policies and industry trends that impact the business
• Experience with complex deals, demonstrated ability to analyze issues and develop legal solutions
• Effective communication and negotiation skills and ability to build and maintain trusted relationships
• Excellent interpersonal, organizational and relationship management skills
• Proven ability to apply sound judgement while managing assignments in a demanding, fast-paced environment
• Bar license in good standing to practice law

Education:

• Juris Doctorate or equivalent law degree

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Job Family Group:

Legal

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Job Family:

Legal - Product

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Time Type:

Full time

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Primary Location:

New York New York United States

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Primary Location Full Time Salary Range:

$211,280.00 - $316,920.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Most Relevant Skills

Please see the requirements listed above.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Anticipated Posting Close Date:

Oct 03, 2025

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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View Citi’s EEO Policy Statement and the Know Your Rights poster.