Cross River Bank is a technology-driven financial institution that provides API-based banking infrastructure, enabling businesses to embed financial services seamlessly. Founded in 2008, the bank focuses on offering innovative solutions such as instant payments, card issuing, and digital lending, while ensuring regulatory compliance. With a strong emphasis on partnerships with fintech companies, Cross River has established itself as a leader in the market, facilitating access to credit for underbanked populations and supporting small businesses through initiatives like the Paycheck Protection Program. The bank's proprietary technology and consultative approach allow it to deliver customized banking solutions that meet the evolving needs of its partners and customers.
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