Asset Management - Debt Capital Markets - Associate
J.P. Morgan
Job Summary:
As an Associate on the Real Estate Americas Debt Capital Markets team, you will play a key role in supporting senior deal officers throughout the debt procurement process for a dynamic and growing real estate platform. You will be responsible for both qualitative and quantitative analysis, deal execution, and ongoing portfolio management, with the opportunity to grow into a junior deal officer role.
Job Responsibilities:
- Support senior deal officers in all aspects of debt procurement, including strategy development, loan structuring, and execution for bridge, construction, lines of credit, and permanent loans.
- Prepare and review investment committee memos, loan recommendations, and marketing materials for lenders.
- Create and maintain financial models for levered returns, sensitivities, and discounted cash flow analysis.
- Analyze lender quotes, bids, and loan documents; calculate effective rates, prepayment penalties, and loan covenants.
- Track maturing loans, loans in process, and maintain deal pipeline and related systems.
- Prepare loan abstracts and update online management systems for closed loans.
- Produce monthly and quarterly reports on borrowing activity, fund sponsorship, and debt market updates.
- Lead or assist in the hedge procurement process and quantitative analysis of hedging options.
- Review term sheets, loan documentation, and closing statements for new and existing deals and participate in lender meetings, property inspections, and market tours as needed.
- Assist in improving business processes and provide internal guidance on market terms for underwriting and investment committee memos.
- Support due diligence and compliance reviews for loan modifications, extensions, and sales.
Required qualifications, capabilities and skills:
- BA/BS degree with a strong financial or accounting background
- 3+ years of relevant experience in commercial real estate, finance, banking, or related fields.
- Strong quantitative and analytical skills; proficiency in Excel for financial modeling and cash flow analysis.
- Exposure to discounted cash flow analysis and real estate valuation concepts.
- Excellent written and verbal communication skills.
- Highly motivated self-starter with the ability to manage multiple projects and meet critical deadlines.
- Strong organizational and time management skills; attention to detail.
- Ability to work effectively both independently and in a team environment.
- Relationship builder with the ability to nurture internal and external partnerships.
Preferred qualifications, capabilities and skills:
- Experience with Argus and PowerPoint is a plus
- Real estate experience highly desirable.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
As an Associate on the Real Estate Americas Debt Capital Markets team, you will play a key role in supporting senior deal officers throughout the debt procurement process for a dynamic and growing real estate platform.