2027 Commercial & Investment Bank Risk Management Full-Time Analyst Program

J.P. Morgan
J.P. Morgan

IT

Posted on Jul 13, 2026

As an intern, you'll be part of a supportive team where your perspective is valued, helping to innovate products for our clients. You will join our team of industry experts to manage risk for our global businesses and collaborate with professionals across the firm. You'll receive training, mentorship, and engaging projects to develop your expertise.

What to expect

This full-time program kicks off with four weeks of intensive training led by our senior leaders, world-class professors, and top consultants. You'll sharpen your skills in areas such as valuation analytics, accounting, corporate finance, economics, equity capital markets, debt capital markets, and risk analysis through interactive learning tools and hands-on modeling supported by your colleagues, teammates, and mentors. In addition, you will gain knowledge of our risk management, controls, and infrastructure areas, and help provide effective risk management and improvements.

You'll build your technical and practical knowledge on-the-job with opportunities in one of the groups listed below:

  • Credit Risk Team: Assess client credit strength and analyze the firm's retained credit risk related to lending and trading activities. Locations: New York, NY; Jersey City, NJ; Plano, TX; Houston, TX; Chicago, IL; Los Angeles, CA

  • Market Risk Team: Track market events, perform portfolio analysis and provide risk advisory for multiple asset classes, including FX, Rates, Equities, Credit, Securitized Products and Commodities retained by the firm. Locations: New York, NY

  • Chief Investment Office, Treasury and Corporate (CTC) Risk Team: Manage the risk of the retained portfolio generated from CTC businesses, including Market Risk, Credit Risk, and Principal Risk. CTC Risk is also responsible for the independent risk management of Firmwide Liquidity Risk, Interest Rate Risk, and Capital Risk. Locations: New York, NY

Other potential Risk Full-Time Analyst team placements include: Commercial Banking Risk and Principal Risk. Once on the desk, depending on your group, your responsibilities as a Full-Time Analyst may include: performing analysis/due diligence on a counterparty/product, monitoring risk sensitivities across individual counterparties and the portfolio as a whole, building financial models, contributing to analytical exercises in response to global events, preparing reports to outline recommendations to senior management and assisting in evaluating market moves that could cause losses to the firm.

Job Responsibilities:

  • Learn about risk at a premier global investment bank

  • Develop skills to thoroughly assess and evaluate risks

  • Understand the role of integrity and transparency in dealing with regulators, clients, and business stakeholders

  • Collaborate across the organization to solve problems proactively, including inquiries from clients, regulators, and stakeholders

Required qualifications, capabilities, and skills

  • Attend college/university in the U.S.

  • Minimum cumulative GPA of 3.2 on a 4.0 scale.

  • Expected graduation date of December 2026 – June 2027 from bachelor’s or master’s program

    • If you are pursuing a master’s degree, it must be completed within 2 years of your bachelor’s degree

  • To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorganChase, will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT.)

  • Exceptional quantitative, analytical, project management, and communication skills

  • Strong initiative, energy, and confidence in a fast-paced, collaborative environment

  • Proficiency in Excel and Word; fluency in English

Preferred Qualifications

  • Coursework in finance, economics, or accounting a plus

We will be filling our classes on a rolling basis. We strongly encourage you to submit your application as early as possible before job postings close.

FEDERAL DEPOSIT INSURANCE ACT:

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

Join us

At JPMorgan Chase, we’re creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you’re passionate, curious, and ready to make an impact, we’re looking for you.

What’s next?

Help us learn about you by submitting a complete and thoughtful application, which includes your resume. Your application and resume is a way for us to initially get to know you, so it’s important to complete all relevant application questions so we have as much information about you as possible.

After you confirm your application, we will review it to determine whether you meet certain required qualifications.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds, and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.

Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.

©2026 JPMorgan Chase & Co. JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran


JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans


J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
2027 Commercial & Investment Bank Risk Management Program - Full-time Analyst