Our mission is to help communities achieve economic equality through affordable, credit-building financial products. Through our MoCaFi prepaid Mastercard and mobile app, we enable MoCaFi members to perform essential banking services at affordable rates through the convenience and security of their smartphone. We use financial literacy tools to address members’ gaps in financial knowledge and improve behaviors. The next phase of our product will use spending, demographic, and other related data to create proprietary, behavior-based credit scoring for exclusive access to MoCaFi micro-loans and credit designed to empower customers to move from financial vulnerability to stability to prosperity. Unlike other mobile banking platforms, MoCaFi is focused exclusively on transitioning marginalized communities from unbanked and underbanked to living financially stable lives.
Something looks off?